Portfolio review start of H1 2024

 

                            Note: new / exit position was build during the period of H2 2023

Portfolio review start of H2 2023

 

Note: new / exit position was build during the period of H1 2023

power of simple act: Journaling

 how journaling can benefit you and your family a better tomorrow

its OK if you are not sharing your experiences on LinkedIn or any other networking platforms its absolutely fine.

but its NOT OK if you are not doing it for self and your family and friends.

how about if our parents and generations before had scripted their experiences of personal life / profession  / problems and shared with us as we were growing.

how about getting to know about the history of own family may be they had a better living management and habits than today which got lost while the generation were shaping their dreams into reality ?

Do you think it would have helped you to deal with problems / achievements / failures  better which they have already experiences and found a solution ? or it could have helped to find a better solution ?

if your answer is YES then you need to start journaling your experiences.

we all remember major failures / achievements in our life when it hits us but do we remember minor issues / small achievements of our past decade and what lesson it has shaped us?

if your answer is NO then you need to start journaling your experiences.

impact of journaling is so powerful that even today stories of Ramayana and Mahabharata which took thousands of years ago is still influencing today.

we may not live so long but our experiences can if you start documenting them.

your documented journal it may or may not be so powerful to influence the world but it will be enough to shape a better tomorrow for you and your close ones whom you share with.

when you start reading your own journals it helps to realize what problems / changes / achievements / failures have shaped your present which indeed influences you towards making it more better and compound it.

you will laugh a lot as well while reading your own journals when you find some part of act in your journey where so stupid.

 A generation of family never talked about how to manage and maintain relationships  with frnds /  family / partners / customers  / colleagues and we learned through our own experiences.

Every generation in family history must have same experience and found solution for it but it was never shared out in the journey of busy life what if you missed this part as well going forward ? a simple act of journaling could help to deal with known problems better.

 journaling also shapes better finance management for you and your family it helps you to understand certain expenses that are meaningless / why certain investment didn't meet the desired directional outcome / what are the right asset class where investment should be made to meet the goal associated with it.

it also helps you understand what direction your professional career is heading towards and what action you need to take further for example is it giving you the satisfaction  or is it just helping to maintain living expenses. 

it helps you to manage your health better when you journal your health problems it forces you to think how to overcome it or what changes needs to be applied to resolve repetitive health problems rather suppressing it with tablets. 

so start writing for yourself a simple tool to do quantitative analysis of your life journey.

it's important to allocate some time for this tool its not necessary it should be daily or  weekly.

it can be done monthly / quarterly  as well what's  more important is it needs to be placed in practice.

Morning Routine And its Importance

For most of us, mornings can be a stressful and hectic time. Rushing to get ready for work or school, getting stuck in traffic, and facing the challenges of the day ahead can be overwhelming.

my morning used to start always by 8 or 9 am even during childhood and graduation days.

but it was a forced change in 2013 when I had to get up by 5:45 AM as my work location during this time was far away which took me around two n half hour of travel. 

This was a time when the buzzword 'remote work' did not yet exist

however this routine was more related to be readiness for work.

while commuting to work, just thought to use the time and started reading books and blogs on various topics.

since my body clock didn't change on weekend started cultivating jogging on weekend as my morning routine followed by hydrating the body with coconut water.

what happen next after around 1 yr of this routine ?  

the focus towards work was changed  started observing out thing in more detail 

the body was automatically energetic and light

the connect towards nature was changed

the connect towards food was changed craving for junk food decreased and also started to keep the timing of food intake strict.

I left the organization by 2015 while morning pattern become a normal routine even today with some more additional adjustments.

weekdays included a daily exercise for 20 min   + change in eating patterns and weekend was focused toward jogging / cycling / walking.

reading routine brought another change of thoughts and value towards life and people.

2020 we all got hit by COVID - adding some turbulence on morning routine  of exercise and reading from daily routine it moved to weekly and then monthly since allotment of time was changed.

this also taught me that it's not easy to manage a home.

but it also led me to cultivate a habit of meditation  and realizing I had tons of monkey thoughts running.

this habit is now helping to clean this tons of thoughts and make it more focused.

This journey is improving day by day, and  was able to bring back my basic morning routine.

Once restrictions lifted after COVID, added one more step to my routine and started walking while chanting, which I named 'walking meditation'

 why this story is now shared after a decade ? 

to help others seekers who are looking to bring some change in their habit and not give up since none of such routine gets cultivated in a flash of time.

it takes years to build step by step adding one by one turning habit into discipline approach of living which now doesn't requires any motivation to follow it.

such routine also bring a lot of changes in approach towards people / society / how you associate with your work / life and many factors which can be felt through this journey......

Portfolio review start of H1 2023

 

Note: new / exit position was build during the period of H2 2022

total earning minus total expense = total saving

This simple rule is easy to read and hard to implement.

today most of people will sharply focus on total earnings as this is what our educational system and societies teaches and hardly on total saving management and placing them into right assets so it can compound.

total earning = how much is your gross earning

total expense = how much you spend ( expense which has to be done like education for family / medical expenses / living expenses and your lifestyle spending behavior)

total saving = how much you save for your family future living expenses and to maintain the same level of lifestyle in case their is turbulence in gross earnings or incase their is emergency where there is need of quick liquid funds to deal with it. 

total expense management should always be learned in early stage of life so that this habit compound with time.

today the major contribution of expense are linked with the way we approach our living management.

living management is directly linked with lifestyle spending behavior.

we all need to upgrade our living management so it gives us better experiences and time if we do it wisely it will surely bring value.

the goal should be to move living management directionally towards simplified living approach which is directly proportional to total saving.

once you achieve this or are in this direction you will observe saving automatically  gets increased.

saving management = what needs to be done with it ? 

it should be a  habit + it need to be re-invested into assets like real estate / financial instruments / learning new skills  / family future goals etc.

financial instruments is the area which is never taught in basic educational system or by societies which it should hopefully this change will come with time in a similar way as we are taught today by society to invest in real estate / gold

the way we upgrade our living management with time ( this is by default )

we also need to upgrade our investment management ( this is not by default it has to be build )

how to upgrade investment management ?

today world is open source so self learning is best way to learn it just need to invest some time to it.

If the focus is moved from total earning to total saving

investment management starts getting build with time.

   

Value of networking

knowledge / skills / getting broad view whether its personal living or workspace can only compound either if the person keeps investing in this area for life long or if not then other way is to always network with people.

If you go back and analyze the structure of education system across world its design in a way so people gather in a place where knowledge is shared among group and this group of people can network with each other.

If you go back and evaluate different people's communities and societies across world its design and build in a way where people can network with each other and stay connected.

the real problem is once human move out from their educational system entering into real life experiences they forget the value of networking and hence it isolate them in the closed circle which never let their mind to open up.

An empty / lazy / closed mind can only be active and open for life long when they become part of networking which helps to learn real life experiences in a speedy way rather than with ageing.

today their are different ways to network via social meetup / bonding with frnds / family / communications with world via social networking site and many more.

another problem is lack of experimental view among people the more we do experiments automatically the networking gets build.

networking helps to keep your thinking always ahead of your age and it should never be used for personal gain else this network get destroyed with time. 

finding investment opportunity / methods / ideas in equity market it helps a lot when we value networking hence an effort should be put to be part of it also share our knowledge and experiences to the network.

in this new era where the world is moving towards remote work it will harm networking hence its important to be in a hybrid model which helps to continue build the network as well as save time which should be re-invested in other aspects of life.