Its Important to plan what are you going do with all the money you have in your bank

Earning money is important for living life however its very important to know what are you going to do with all the money in your bank.
People who don't have answer for above question will end up changing their lifestyle and end's up losing money in the bank.
Hence its important to plan what and how you are going to utilize the money in the bank even if you don't have enough.
 Planning also help to save and accumulate for the plan you have in your mind.
Whether its buying house/transport/business/turning your passion  will only help if you plan the way its needs to be executed.
There is nothing called luck, its depends on you to turn yourself lucky.
Its not important to be Apple in your domain remember Apple has also bought lot of business which it couldn't furnished.