October HEAT is running in current market

My Current View

Market is currently facing October heat but this is temporary and pleasant environment is on the way....

Just keep yourself shielded before jumping  in this market.
Once your are shielded with required protection from this October heat you can definitely roam around in this market to find gems since in such heated environment their are less buyers you will get bargain price for valuable companies share.

Don't be in hurry take your time to find quality management companies , since the heat is on there will be lot of sellers on print / electronic / social media trying to make different scenarios story about companies  for selling their shares in their portfolio.

So apply filters to this noise and dig the well with your own analysis.

Its Important to plan what are you going do with all the money you have in your bank

Earning money is important for living life however its very important to know what are you going to do with all the money in your bank.
People who don't have answer for above question will end up changing their lifestyle and end's up losing money in the bank.
Hence its important to plan what and how you are going to utilize the money in the bank even if you don't have enough.
 Planning also help to save and accumulate for the plan you have in your mind.
Whether its buying house/transport/business/turning your passion  will only help if you plan the way its needs to be executed.
There is nothing called luck, its depends on you to turn yourself lucky.
Its not important to be Apple in your domain remember Apple has also bought lot of business which it couldn't furnished.

I am back with my viewpoint after a gap of 6 months

It took me months to balance my personal life and determine where and what is going wrong, now I am back with fresh mind.
Its been long time to share personal aspects......

Got busy in balancing my health to bring it back to normal and improve it... on track now.
here is my learning experience during this phase.

Nothing works as quick fix in long run , need to think what caused the problem and then improve and apply fixture .
Use this scenario for selection of companies which is struggling to stand.
Find if the executors of the company are really making or showing any sign to find cause of problem or they are just acting to quick fix without knowing the problem.

example: parent company making loses , and suddenly some news arrives as its buying  or doing a take over of some profitable company or any unit of it . Well this will cut down loses in short run of parent  but will not help since this count as quick fix  where you see in this scenario whether its  finding cause of problem for  loses of parent ? 


The ban of plastics usage recently in some part of states has open doors for long run fixture on health and Environment  hazards caused by it.  Recycling and bio-degradable product will help here as a turn around.
I have found one of the listed firm which is making some changes to meet this requirement.
Keep your eyes / ears open to  research in this area and find some value where you can bet. 

Opportunity to find value companies in mid/small caps

Recent correction in mid-caps and small-caps stock shows a healthy sign , this are the opportunity for investors to find correct companies which will anticipate with growth in up coming years.

Analyse with your area of expertise and find such companies , one of the segment which I found is Polypex Corporation.

Stock has corrected to a price, where making entry is a win situation for me.
There were news highlighted for anti-dumping duty to be imposed by South Korea for PET Producer companies of Taiwan/Thailand /UAE however the range of this anti-dumping is in the range of 3.6 to 3.8% which is not much of an impact to its subsidiary company in Thailand.

I have recently invested in this company in certain proportion and will be adding more in the bucket with more correction.

Company is on the mark to reduce its debt which get highlighted in Balance sheet as well as focusing with new innovation with bio-degradable / recycling units.

Margin is one of the challenge which company has , I am 100% sure this challenge company will overcome in coming years maintaining in the range of 6 to 10 % from current 3 to 4% 

Pharma sector has reached at remarkable consolidation point to make a entry now

Q-What has changed so far in Pharma sector ? is this first time any pharma company received warning letter from USFDA ?

Ans- No ?

Q-Are company facing any threat to any new formula or technology  for healing or we are still dependent on current way of healing via current medicine ?

Ans- Currently there is no such formula or technology which can completely over shadow the current scenario of medical healing.

Q-What  are you waiting for ? why common investor are avoiding this sector for investing ? in a such all time high market why to avoid such and  opportunity  ?

Ans- fear

Q-Are profitability of this sector hit by  any low margin ?

Ans-  No , only changes here is pricing which is getting more organised which is a good sign for each of this companies to work on better research and looking for more market to expand.


Applying Buffett's rule  -  "Be Greedy When Others Are Fearful"

Select the correct company here which are already established to shine out from such scenario's.

Its important to be organized, healthy, patience for choosing correct investment opportunity ?

Now the question is How ? and Why ?

We have seen people around us organized  and giving advise in their 40's and 50's   bcoz  they learned this through their experience, that being organized helps them to think wisely while making investment decision as well as in life.

but being in 40's and 50's will not help them as they are already started aging , which in today's lifestyle also increase medical expenses. 

so the question is why people are not so organized in their 20's and 30's ?

People in their 20's and 30's spend most of their time either in graduation school or work place, giving them freedom all of a sudden to fly free, hence they never give importance to be organized as a person , healthy living.

also in our education system we don't have such subject or training where we are teaching them its importance, generally such education are given when you are in defense academy or training bcoz its the backbone to make quick and wise decision.

so being organised helps to understand your basic needs , health needs , family needs  which directly help for choosing right investment opportunity.

so just clicking the investment button will not help you , you need to know when and which investment button to click which is directly proportional from this factors. 

New Chapter for Infosys Ltd

one liner :
Vishal Sikka resignation  proves that people who talk more work less in their execution.

This is a learning experience for all of us as a investor that never to get carried away with the flow of talk, and  stick to base.

When Sikka joined Infosys , he made several talks to bring the company on fast track and maintain the margin more than  industry standard , in-though rest of the IT industry made clear guidelines that its not possible to make margin more than 8 to 9 % taking into picture of current situation of industries slow down and geo-political issues.

bottom-line:
 your work should speak , not you.
your spending should be less than your earning.

company's performance during this phase was opposite of above two bottom-line.